Insurance Code section 10118

A policy of disability insurance delivered or issued for delivery in this state more than 120 days after the effective date of this section, that provides that coverage of a dependent child shall terminate upon attainment of the limiting age for dependent children specified in the policy or contract, shall also provide in substance that attainment of the limiting age shall not operate to terminate the coverage of the child while the child is and continues to be both (a) incapable of self-sustaining employment by reason of an intellectual disability or physical handicap and (b) chiefly dependent upon the insured for support and maintenance, provided proof of the incapacity and dependency is furnished to the insurer by the insured within 31 days of the child’s attainment of the limiting age and subsequently as may be required by the insurer, but not more frequently than annually after the two-year period following the child’s attainment of the limiting age.
Disability policies currently approved by the commissioner that are delivered or issued for delivery more than 120 days after the effective date of this section shall be automatically construed to be in compliance with this section and need not be refiled or reprinted. Disability policies submitted to the commissioner for approval on and after the effective date of this section shall contain provisions in compliance with this section.

Source: Section 10118, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=INS§ionNum=10118.­ (accessed Apr. 24, 2025).

10110
 10110.1
 10110.2
 10110.3
 10110.4
 10110.5
 10110.6
 10110.7
 10110.8
 10110.75
 10111
 10111.2
 10111.5
 10111.7
 10112
 10112.1
 10112.2
 10112.3
 10112.4
 10112.5
 10112.6
 10112.7
 10112.8
 10112.9
 10112.25
 10112.26
 10112.27
 10112.28
 10112.29
 10112.35
 10112.81
 10112.82
 10112.95
 10112.281
 10112.282
 10112.291
 10112.295
 10112.296
 10112.297
 10112.300
 10113
 10113.1
 10113.2
 10113.3
 10113.4
 10113.5
 10113.6
 10113.7
 10113.8
 10113.9
 10113.35
 10113.70
 10113.71
 10113.72
 10113.95
 10114
 10115
 10116
 10116.5
 10117
 10117.5
 10117.52
 10118
 10119
 10119.1
 10119.2
 10119.3
 10119.5
 10119.6
 10119.7
 10119.8
 10119.9
 10120
 10120.2
 10120.3
 10120.4
 10120.5
 10120.35
 10120.41
 10120.42
 10121
 10121.5
 10121.6
 10121.7
 10122
 10122.1
 10122.2
 10123
 10123.1
 10123.2
 10123.3
 10123.4
 10123.5
 10123.6
 10123.7
 10123.8
 10123.9
 10123.10
 10123.11
 10123.12
 10123.13
 10123.14
 10123.15
 10123.16
 10123.17
 10123.18
 10123.19
 10123.20
 10123.21
 10123.22
 10123.31
 10123.35
 10123.36
 10123.51
 10123.55
 10123.61
 10123.65
 10123.67
 10123.68
 10123.81
 10123.82
 10123.83
 10123.84
 10123.85
 10123.86
 10123.87
 10123.88
 10123.89
 10123.91
 10123.131
 10123.132
 10123.135
 10123.137
 10123.141
 10123.145
 10123.147
 10123.184
 10123.185
 10123.191
 10123.192
 10123.193
 10123.194
 10123.195
 10123.196
 10123.197
 10123.198
 10123.199
 10123.201
 10123.202
 10123.203
 10123.204
 10123.205
 10123.206
 10123.207
 10123.208
 10123.209
 10123.210
 10123.835
 10123.855
 10123.856
 10123.857
 10123.865
 10123.866
 10123.867
 10123.868
 10123.1932
 10123.1933
 10123.1945
 10123.1961
 10124
 10124.7
 10125
 10125.1
 10126
 10126.5
 10126.6
 10126.65
 10126.66
 10127
 10127.1
 10127.2
 10127.3
 10127.4
 10127.5
 10127.7
 10127.8
 10127.09
 10127.9
 10127.10
 10127.11
 10127.12
 10127.13
 10127.14
 10127.15
 10127.16
 10127.17
 10127.18
 10127.19
 10127.20
 10127.21
Last Updated

Apr. 24, 2025

§ 10118’s source at ca​.gov