Health and Safety Code section 50086

“Mortgage loan” means a loan that is secured by a mortgage and is made for financing, including refinancing of existing mortgage obligations, to create or preserve the long-term affordability of a housing development or a residential structure in the state, or a buy-down mortgage loan secured by a mortgage, of an owner-occupied unit in this state.

Source: Section 50086, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=HSC§ionNum=50086.­ (updated Sep. 25, 2008; accessed Jun. 16, 2025).

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Verified:
Jun. 16, 2025

§ 50086's source at ca​.gov