Insurance Code section 791.11

No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning:

(a)

Any previous adverse underwriting decision experienced by an individual, or

(b)

Any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.

Source: Section 791.11, https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=791.11. (updated Jan. 1, 1980; accessed Jul. 21, 2025).

Up to date

Verified:
Jul. 21, 2025

§ 791.11's source at ca.gov

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Location: https://california.public.law/codes/insurance_code_section_791.11

Original Source: Section 791.11, https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=791.11. (last accessed May 12, 2025).