Insurance Code section 485

In case of an overinsurance by several insurers, the insured is entitled to a ratable return of the premium, proportioned to the amount by which the aggregate sum insured in all the policies exceeds the insurable value of the subject at risk.

Source: Section 485, https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=485. (accessed May 12, 2025).

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Last Updated

May 12, 2025

§ 485’s source at ca.gov

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Location: https://california.public.law/codes/insurance_code_section_485

Original Source: Section 485, https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=485. (last accessed May 12, 2025).