Insurance Code section 10380


The falsity of any statement in the application for any policy covered by this chapter shall not bar the right to recovery under the policy unless such false statement was made with actual intent to deceive or unless it materially affected either the acceptance of the risk or the hazard assumed by the insurer.

Source: Section 10380, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=INS§ionNum=10380.­ (updated Jan. 1, 1994; accessed Jun. 16, 2025).

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§ 10380’s source at ca​.gov