Financial Code section 21051

(a)

The limitations with respect to rates and charges set forth in Section 21200 and 21200.5 do not apply to any loan of a bona fide principal amount of two thousand five hundred dollars ($2,500) or more if this section is not used for the purpose of evading this division.

(b)

In determining whether a loan is a loan of the principal amount of two thousand five hundred dollars ($2,500), Section 22054 shall apply.

Source: Section 21051, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=FIN§ionNum=21051.­ (updated Jan. 1, 1987; accessed Jul. 21, 2025).

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Verified:
Jul. 21, 2025

§ 21051's source at ca​.gov