Commercial Code section 9502


(a)

Subject to subdivision (b), a financing statement is sufficient only if it satisfies all of the following conditions:

(1)

It provides the name of the debtor.

(2)

It provides the name of the secured party or a representative of the secured party.

(3)

It indicates the collateral covered by the financing statement.

(b)

Except as otherwise provided in subdivision (b) of Section 9501, to be sufficient, a financing statement that covers as-extracted collateral or timber to be cut, or which is filed as a fixture filing and covers goods that are or are to become fixtures, must satisfy subdivision (a) and also satisfy all of the following conditions:

(1)

Indicate that it covers this type of collateral.

(2)

Indicate that it is to be recorded in the real property records.

(3)

Provide a description of the real property to which the collateral is related sufficient to give constructive notice of a mortgage under the law of this state if the description were contained in a record of the mortgage of the real property.

(4)

If the debtor does not have an interest of record in the real property, provide the name of a record owner.

(c)

A record of a mortgage is effective, from the date of recording, as a financing statement filed as a fixture filing or as a financing statement covering as-extracted collateral or timber to be cut only if all of the following conditions are satisfied:

(1)

The record indicates the goods or accounts that it covers.

(3)

The record satisfies the requirements for a financing statement in this section other than an indication that it is to be filed in the real property records.

(4)

The record is duly recorded.

(d)

A financing statement may be filed before a security agreement is made or a security interest otherwise attaches.

Source: Section 9502, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=COM§ionNum=9502.­ (updated Jan. 1, 2001; accessed Jul. 14, 2025).

Green check means up to date. Up to date

Verified:
Jul. 14, 2025

§ 9502's source at ca​.gov