Commercial Code section 12103

(a)

If there is conflict between this division and Division 9 (commencing with Section 9101), Division 9 governs.

(b)

A transaction subject to this division is subject to all of the following:

(1)

Any applicable rule of law that establishes a different rule for consumers.

(2)

Any other statute or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit.

(3)

Any consumer-protection statute or regulation.

Source: Section 12103, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=COM§ionNum=12103.­ (updated Jan. 1, 2024; accessed Dec. 8, 2025).

Green check means up to date. Up to date

Verified:
Dec. 8, 2025

§ 12103's source at ca​.gov