Civil Code section 1917.073


Each lender making a shared appreciation loan shall additionally furnish to the prospective borrower, prior to the consummation of the loan, a statement containing the following information:
IMPORTANT INFORMATION ABOUT YOUR SHARED APPRECIATION LOAN
You are being offered a shared appreciation loan. Before you decide to accept this loan read this statement, which is designed to provide important information that you should consider.
1.Prevailing interest rate: __%.
2.Fixed interest rate on this loan: __%.
3.Lender’s share of net appreciated value: one-third.
4.Amount of this loan: $__.
5.Amount of the monthly payments: $__.
6.Term of this loan: __ years.
7.Amortization period on which payments are calculated: 30 years.
8.Prepayment penalty (if any) __.

Source: Section 1917.073, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=CIV§ionNum=1917.­073.­ (updated Jan. 1, 1990; accessed Jun. 16, 2025).

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Verified:
Jun. 16, 2025

§ 1917.073's source at ca​.gov