Civil Code section 1802.13

“Holder” means the retail seller who acquires a retail installment contract or installment account executed, incurred or entered into by a retail buyer, or if the contract or installment account is purchased by a financing agency or other assignee, the financing agency or other assignee. The term does not include the pledgee of or the holder of a security interest in an aggregate number of such contracts or installment accounts to secure a bona fide loan thereon.

Source: Section 1802.13, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=CIV§ionNum=1802.­13.­ (updated Jan. 1, 1959; accessed Jul. 21, 2025).

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Verified:
Jul. 21, 2025

§ 1802.13's source at ca​.gov