Civil Code section 1799.301
(a)
A provider that is a depository institution.(b)
A provider that is a lender regulated under the federal Farm Credit Act of 1971 (12 U.S.C. Sec. 2001 et seq.).(c)
A commercial financing transaction secured by real property.(d)
A person who makes no more than one commercial financing transaction in California in a 12-month period.(e)
A person who makes five or fewer commercial financing transactions in California in a 12-month period that are incidental to the business of that person.(f)
A commercial financing transaction in which the recipient is a dealer, as defined by Section 285 of the Vehicle Code, or an affiliate of the dealer, pursuant to a specific commercial financing offer or commercial open-end credit plan of at least fifty thousand dollars ($50,000), including, but not limited to, a commercial loan made pursuant to that commercial financing transaction.(g)
A commercial financing transaction in which the recipient is a vehicle rental company, or an affiliate of the vehicle rental company, pursuant to a specific commercial financing offer or commercial open-end credit plan of at least fifty thousand dollars ($50,000), including, but not limited to, a commercial loan made pursuant to that commercial financing transaction.
Source:
Section 1799.301, https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV§ionNum=1799.301. (updated Jan. 1, 2024; accessed Nov. 3, 2025).
