Civil Code section 1798.97.5

(a)

Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.

(b)

Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.

Source: Section 1798.97.5, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=CIV§ionNum=1798.­97.­5.­ (accessed Apr. 24, 2025).

Last Updated

Apr. 24, 2025

§ 1798.97.5’s source at ca​.gov