On or after January 1, 1990, no long-term care insurance policy may be delivered or issued for delivery in this state which does any of the following:
(a)
Preconditions the availability of benefits on prior hospitalization.(b)
Conditions eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care.(c)
Preconditions the availability of benefits for community-based care, home health care, or home care on prior institutionalization.(d)
Conditions eligibility for noninstitutional benefits, other than those in subdivision (c), on a prior institutional stay of more than 30 days.
Source:
Section 10232.5, https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS§ionNum=10232.5..