Civil Code section 1917.173

Each lender making a shared appreciation loan shall additionally furnish to the prospective borrower, prior to consummation of the loan, a statement containing the following information:
IMPORTANT INFORMATION ABOUT YOUR SHARED APPRECIATION LOAN
You are being offered a shared appreciation loan. Before you decide to accept this loan, read this statement, which is designed to provide important information you should consider.
1.Prevailing interest rate: __%.
2.Interest rate on this loan: __%.
3.Lender’s share of net appreciated value: __%.
4.Amount of this loan: $__.
5.Amount of the monthly payments: $__.
6.Term of this loan: __ years.
7.Amortization period on which payments are calculated: __ years.
8.Prepayment charge (if any): __.

Source: Section 1917.173, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=CIV§ionNum=1917.­173.­ (updated Jan. 1, 1987; accessed Nov. 3, 2025).

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Verified:
Nov. 3, 2025

§ 1917.173's source at ca​.gov