Insurance Code section 664.5

Any insurer who requires periodic physical examinations of an insured as a condition of renewal of a policy shall pay the cost of such physical examinations, except that an insurer shall not pay any cost if it elects to accept the certified written results of an insured’s physical examination voluntarily conducted within 12 months preceding the policy expiration or renewal date.

Source: Section 664.5, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=INS§ionNum=664.­5.­ (updated Jan. 1, 1975; accessed Sep. 7, 2026).

Green check means up to date. Up to date

Verified:
Sep. 7, 2026

§ 664.5's source at ca​.gov