Insurance Code section 10237.3

The offer in Section 10237.1 shall not be required of any of the following:

(a)

Life insurance policies or riders containing accelerated long-term care benefits.

(b)

Expense incurred long-term care insurance policies. For purposes of this subdivision, “expense incurred” does not include policies paying a certain percentage of reasonable and customary charges up to a specified, indemnity-type maximum amount.

Source: Section 10237.3, https://leginfo.­legislature.­ca.­gov/faces/codes_displaySection.­xhtml?lawCode=INS§ionNum=10237.­3.­ (updated Jan. 1, 1990; accessed Jun. 30, 2025).

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Verified:
Jul. 7, 2025

§ 10237.3's source at ca​.gov