No person, except as authorized by this division, shall directly or indirectly charge, contract for, or receive any interest, discount, or consideration greater than the lender would be permitted by law to charge if he or she were not a licensee hereunder, upon the loan, use, or forbearance of money, goods, or things in action, or upon the loan, use, or sale of credit. This section applies to any person, who by any device, subterfuge, or pretense charges, contracts for, or receives greater interest, consideration, or charges than is authorized by this division
for any loan, use, or forbearance of money, goods, or things in action or for any loan, use, or sale of credit.
22300
22301
22302
22303
22304
22305
22306
22307
22308
22309
22310
22311
22312
22313
22314
22315
22316
22317
22317.2
22317.5
22318
22319
22320
22320.5
22321
22322
22323
22324
22325
22326
22327
22328
22329
22329.5
22330
22331
22332
22333
22334
22335
22336
22337
22338
22339
22340
22340.1
22341
22342
22345
22346
22347
22301
22302
22303
22304
22305
22306
22307
22308
22309
22310
22311
22312
22313
22314
22315
22316
22317
22317.2
22317.5
22318
22319
22320
22320.5
22321
22322
22323
22324
22325
22326
22327
22328
22329
22329.5
22330
22331
22332
22333
22334
22335
22336
22337
22338
22339
22340
22340.1
22341
22342
22345
22346
22347